capitec loan application

Capitec Bank offers a comprehensive suite of lending solutions for individuals seeking financial support. With options like Access Facilities, Personal Loans, Credit Cards, and Home Loans, clients can select products tailored to their needs. What sets Capitec apart is not only the flexibility of its offerings but also the transparent and customer-focused application process.

Thinking about taking out a loan but not sure where to start? Capitec makes it easier with multiple loan types tailored to fit your lifestyle and goals. Whether it’s for personal use, buying a home, or getting a credit card with benefits, there’s an option for you. Plus, the process is quick, simple, and doesn’t require a trip to the bank.

Capitec provides a wide range of loan options with user-friendly processes, making it easier than ever to get the financial support you need. Whether you’re applying online or visiting a branch, Capitec ensures transparency, support, and flexibility every step of the way. Take advantage of their tools and expert guidance to make confident financial decisions today.

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Types of loans at capitec

below are the types of loans to apply for

• Access Facility

Get access to revolving credit of up to R500 000.

• Personal Loan

Apply on our app or online, no branch visit needed.

• Credit Card

Apply online, get free delivery and cash back on your spend.

• Home Loan

Apply for a Home Loan online or on our app in 4 easy steps.
Get a Capitec home loan

Benefits of a Capitec loan

knowing the benefit that comes with securing loan from capitec is important. take not of the following

• It’s quick and easy– apply online in 4 easy steps
• You could get a more competitive interest rate based on your personal profile, and up to 50% off bond attorney fees
• You’re in control, track your application online at any stage of the process
• You get a dedicated property finance consultant who will guide and support you through each step of the process
• You can apply if you’re permanently employed OR self-employed
• Use our unique affordability calculator for a detailed breakdown of all the costs you’ll need to prepare for

How to apply capitec loan application

to send an application use any of these avenue below,

• Online or on our app
• Call us on 0860 66 77 89
• Visit a branch

capitec loan application Documents needed

Kindly have the following document in place before you submit a loan application

• Original ID document (must be 18 years or older)
• Latest salary slip
• A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)
• Your offer is based on your affordability and credit profile
• Your banking and credit history
• Your income and expenses to see how much you can afford
• You choose the credit amount that you want
• You choose the monthly instalment that suits your cash flow or the option that gives you the best interest rate

Do i need a colateral to apply for loan at capitec

Depending on the nature and context of the transaction and the amount of financing required by the business, we may require some form of collateral/security, such as:

• Personal suretyships of the principal(s)
• Bonds over moveable and/or immovable property
• Investments
• Other additional collateral/security may apply

By preparing the right documents and understanding your credit profile, you can take full advantage of what Capitec has to offer. For addtional information visit official website here

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