Insurance

MiWay Car Insurance

MiWay Car Insurance

MiWay Car Insurance

For South African drivers who value convenience, reliability, and comprehensive protection, MiWay Car Insurance offers a complete solution to stay safe and secure on the road.MiWay Car Insurance is built to make life easier for drivers in South Africa by offering flexible, affordable, and reliable protection.

Whether you are a first-time car owner or an experienced driver, MiWay has insurance options that can suit your needs and your budget. From basic third-party cover to full comprehensive insurance, you can choose the level of protection that makes the most sense for your vehicle and lifestyle. You can manage your policy, submit claims, and get updates through the MiWay App, giving you control at your fingertips. The claims process is designed to be quick and simple, so you can get back on the road without unnecessary delays.

MiWay also offers helpful services that go beyond traditional car insurance. Roadside assistance is available 24/7 for issues such as flat tyres, empty fuel tanks, or dead batteries. If you ever need a safe ride home after a late-night event or work function, the free chaperone service ensures you and your car get home safely.

READ ALSO:

What Miway Car Insurance Offers You

Miway understands what matters to you. That is why we provide support when you need it most, help get you back on the road quickly, and offer flexible premiums that fit your budget.

  • 24/7 Roadside Assistance

Get round-the-clock help for flat tyres, dead batteries, empty fuel tanks, and more. Services include towing, locksmith support, and safe storage.

  • Fast and Simple Claims

Submit your claim easily through the Miway App, upload photos of your car, and track the progress until it is approved.

  • Safe Chaperone Service

If you need a lift home after work or a late-night event, book a free ride in your own car with WeDrive for a safe journey.

  • Flexible Premiums

Select the level of cover, excess, and type of insurance that suits your needs and budget—from third-party to full comprehensive coverage.

Types of MiWay Car Insurance Coverage

Miway provides a variety of car insurance options designed to meet different needs and budgets, giving you the flexibility to choose the cover that works best for you:

  • Comprehensive Insurance

This option offers full protection for your vehicle as well as others, covering accidents, fire, theft, and other types of damage. It is ideal for those who want complete peace of mind on the road.

  • Third-Party, Fire and Theft

In addition to covering any damage you may cause to another person’s vehicle or property, this plan also protects your car if it is stolen or damaged by fire. It is a balanced choice for added security without full comprehensive cover.

  • Third-Party Insurance

A simple and cost-effective option, this cover protects you against damage you cause to someone else’s vehicle or property. It is suitable for those looking for essential protection at an affordable price.

Other Coverage Options

From third-party to comprehensive insurance, from natural disasters to accidental damage, from a flat to a flexible excess, and from basic cover to all the extras, you can tailor your insurance your way.

Coverage Options:

  • Comprehensive
  • Lite
  • Total loss
  • Accident and intentional damage
  • Theft and hijack
  • Fire and explosion
  • Free emergency alert (available via the app)
  • Earthquake, storm, hail, flood, and snow
  • Window and glass cover
  • Replacement of locks and keys (on valid claims)
  • Towing and storage costs (reasonable)
  • WeDrive take-me-home service (up to 6 rides per year)
  • Medical costs for passengers (up to R750 per passenger)

Liability to other parties:

  • R5,000,000
  • R2,500,000
  • R250,000 (movable third-party property only)

Excess Options:

  • Standard excess
  • R5,000 flexible
  • 10% of the insured value at the time of the incident
  • R5,000 flexible (maximum excess R5,000)

Optional Add-Ons:

  • Credit shortfall (optional)
  • Car hire (optional)
  • Specified accessories (optional)

READ: OUTsurance Car Insurance

Cost of MiWay Car Insurance

The cost of MiWay Car Insurance depends on several factors, such as your car, driving history, age, location, and the type of cover you choose. While exact prices vary, MiWay offers affordable options starting from around R28 per day. However, the following factors affect your Premium:

  • Your Vehicle:

The make, model, age, and security features of your car all affect the cost. Expensive or high-risk cars usually cost more to insure.

  • Driver Details:

Your age, experience, and claims history matter. Younger or less experienced drivers may pay higher premiums.

  • Location:

Where you live and park your car can influence the risk of theft or accidents, affecting your price.

  • Level of Cover:

Comprehensive insurance gives full protection but costs more than simpler options like third-party cover.

How To Get MiWay Car Insurance

Getting insured with MiWay is simple and flexible. You can apply online, over the phone, or through their mobile app. Consider the following points:

  • Get a Free Online Quote

Start by visiting the MiWay Car Insurance page to request a free quote. Provide basic details about your car and driving history so MiWay can calculate a premium that best suits your needs.

  • Choose Your Cover

Select the type of cover that fits your situation, from full comprehensive protection to essential or total loss options. You can also add optional extras, such as window cover, car hire, or additional protection for peace of mind.

  • Choose Your Excess

Pick a standard or flexible excess that works with your budget, giving you control over your monthly payments.

  • Apply Online or Over the Phone

Once you’ve chosen your cover, you can apply directly online or request a callback from MiWay at 0860 64 64 64.

  • Download the MiWay App

Manage your policy, submit claims, and access roadside assistance easily via the MiWay App, available for both Android and iOS devices.

Contact MiWay

Get emergency help

  • 0860 07 67 64

Talk to us directly

  • 0860 64 64 64

Text us on WhatsApp

  • 0860 64 64 64

With round-the-clock roadside assistance, fast and simple claims, safe chaperone services, and flexible coverage options, MiWay provides dependable protection for drivers across South Africa. Visit the website for more information. I hope the provided information is helpful. Share your thoughts below in the comment section.

RELATED LINKS

Bernice Asante

Recent Posts

Standard Bank Home Loan Calculator

Standard Bank Home Loan Calculator Standard Bank Home Loan Calculator Step-by-Step Guide to the Standard…

56 years ago

Highest Paying Law Firms In South Africa

Highest Paying Law Firms In South Africa Highest Paying Law Firms In South Africa The…

56 years ago

FNB Personal Loan Calculator

FNB Personal Loan Calculator FNB Personal Loan Calculator How to Use the FNB Personal Loan…

56 years ago

Highest-Paid Types of Lawyers in South Africa

Highest-Paid Types of Lawyers in South Africa Highest-Paid Types of Lawyers in South Africa Law…

56 years ago

Capfin Loans In South Africa

Capfin Loans In South Africa Capfin Loans In South Africa Step-by-Step Guide to Capfin Loans:…

56 years ago

LLB Law Salary In South Africa

LLB Law Salary In South Africa LLB Law Salary In South Africa LLB Law Salary…

56 years ago