King Price Car Insurance

King Price Car Insurance

The King Price Car Insurance is a popular choice for South African drivers looking for coverage that is both affordable and reliable. The company has built a strong reputation for being honest, clear, and fair. One of the reasons drivers trust King Price is their unique approach to insurance: monthly premiums decrease automatically as the value of your car goes down. This means you save money every month while staying fully protected.

Drivers also appreciate how simple and easy King Price makes car insurance. Policies are written in plain language, so it is easy to understand what is covered. If something happens, the claims process is quick and straightforward, helping you get back on the road with minimal stress. Their customer support team is friendly, helpful, and always ready to answer questions or guide you through your policy.

King Price offers different types of coverage to fit various needs and budgets. You can choose comprehensive cover, third-party fire and theft, or third-party only insurance, depending on your car and how much protection you want. Optional extras, such as cover for sound systems, glass, or accessories, make it easy to personalize your policy.

Why Choose King Price Insurance?

King Price stands out because your monthly premium goes down as your car’s value decreases. Instead of paying the same amount each month, your premium automatically adjusts so you never pay more than your car is worth. This smart approach helps you save money over time.

Beyond affordability, King Price is also known for its quick claims process, friendly customer service, and clear communication. Every part of their policy is designed to make car insurance simple, fair, and stress-free, giving drivers peace of mind while keeping costs under control.

Types of Car Insurance Cover at King Price

King Price provides a range of car insurance options to suit different needs, budgets, and lifestyles. Each plan offers a unique level of protection, giving you the freedom to choose what works best for you and your vehicle.

Third Party Only Insurance:

This is the most affordable and straightforward cover available. It pays for the cost of damage you cause to someone else’s vehicle or property, but does not cover your own car. It is a smart choice for drivers with older vehicles or those looking for basic protection while staying legally insured.

Comprehensive Car Insurance:

This is the top level of protection offered by King Price. It covers you for accidents, theft, fire, and damage to other people’s property or vehicles. It also includes roadside assistance and protection against natural disasters like storms or floods. If you want complete peace of mind on the road, this option has you covered from every angle.

Third Party, Fire, and Theft Insurance:

This option strikes a good balance between affordability and protection. It covers damage you cause to another person’s car or property while also protecting your own vehicle in cases of theft or fire. It is perfect for drivers who want more than just the basics but do not need full comprehensive cover.

How King Car Warranty Insurance Works

Car warranty insurance from King Price helps protect you from unexpected repair costs by covering key parts of your vehicle. Your monthly premium is based on your car’s insured value, and higher-value cars have higher payout limits. Coverage applies to vehicles with up to 200,000 km on the odometer.

Cars valued R0–R100,000:

Engine: Max payout R15,000
Gearbox: Max payout R15,000
Differential: Max payout R15,000
Turbo: Max payout R7,500
Management system: No cover
Fuel system: No cover
Electronic ignition: No cover

Cars valued R100,000–R150,000:

Engine: Max payout R20,000
Gearbox: Max payout R20,000
Differential: Max payout R20,000
Turbo: Max payout R7,500
Management system: Max payout R7,500
Fuel system: No cover
Electronic ignition: Max payout R7,500

*Cars valued R150,000–R200,000:

Engine: Max payout R25,000
Gearbox: Max payout R25,000
Differential: Max payout R25,000
Turbo: Max payout R10,000
Management system: Max payout R10,000
Fuel system: Max payout R5,000
Electronic ignition: Max payout R10,000

Cars valued R200,000+:

Engine: Max payout R35,000
Gearbox: Max payout R35,000
Differential: Max payout R35,000
Turbo: Max payout R12,000
Management system: Max payout R12,000
Fuel system: Max payout R7,000

Cost of Car Insurance at King Price

On average, South African drivers pay between R700 and R1,500 per month for comprehensive car insurance with King Price. This level of cover offers the highest protection and is ideal for newer or higher-value vehicles. For smaller, older, or less expensive cars, basic cover can be much more affordable, costing around R200 to R500 per month.

The exact price depends on factors like your car’s make and model, where you live, and your driving record. The cost of car insurance with King Price depends on several factors, including the type of cover you choose, your car’s make and model, your age, location, and driving history.

How Do I Pay for King Price Insurance?

You need to pay your monthly premium on the agreed date and in the way you arranged with King Price. Consider the following:

Insurance premiums are always paid in advance.
If your debit order date falls on a Sunday or public holiday, the payment will be collected on the nearest business day before or after your usual date.
For December, if your debit date falls between 21 December and 4 January, your premium will be collected on 20 December to cover the month of January.
King Price may use DebiCheck, a secure system that lets you authorise debit orders via your bank and prevents any unapproved payments from leaving your account.

How To Get Car Insurance At King Price

Getting car insurance with King Price is quick and easy. To secure insurance for your car at a King price, consider the points provided below:

Visit the Website:

Go to the King Price website to explore car insurance options and get started.

Provide Your Details:

Enter your car information (make, model, year, value) and personal details, including your driving history.

Choose Your Cover:

Select the type of insurance: Comprehensive, Third Party Fire & Theft, or Third Party Only, and add optional extras if needed.

Review and Pay:

Check your personalized quote, then set up your payment using a debit order or DebiCheck for secure authorisation.

Confirm and Manage:

Receive your insurance documents and manage your policy easily online or via the King Price app.

Contact King Price

King Price Insurance Company Ltd:

Licensed short-term insurer and registered financial services provider (Reg. no. 2009/012496/06 | FSP no. 43862)

King Price Life Insurance Ltd:

Licensed long-term insurer and registered financial services provider (Reg. no. 1948/029011/06 | FSP no. 47235)

Office Hours:

Monday to Friday | 08:00 – 18:00

If you want car insurance that is affordable, reliable, and easy to manage, King Price Car Insurance is a smart option. Their unique system lowers your premiums over time, helping you stay fully covered while saving money every month. Visit the official website for more information. I hope the provided information is helpful. Share your thoughts below in the comment section.

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